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Expert tips for enjoying life after 50

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Psychological problems associated with growing old

It is my purpose to make you aware of these realities and to provide you with guidance on how to plan, and information on what to do and what not to do in order to arrive at happiness and fulfilment.

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Application of your free time during retirement

Retirement is an important transition phase for most people. Suddenly you have a lot more free time on your hands which should be filled by meaningful activities.
If this is not planned properly, you can easily land into a situation of boredom. This in turn can easily lead to a loss of meaning in your life and depression.

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Do not lend money or sign surety for family and friends

The typical parent usually works his whole life to become financially independent. He and his spouse usually become dependent on their nest egg to look after them for the rest of their lives when he reaches retirement. His nest egg is therefore sacrosanct.

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Your safety and security

Unfortunately pensioners and elderly people are often regarded as soft targets by criminals who would easily attack them and rob them on the street especially in secluded areas and after dark.

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A suitable place to live during your Prime Time

Make sure that you choose a place that you can afford. Usually, as you grow older, you scale down and you move to a smaller, more modest, place. It must fit your budget.

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The dangers of falling into a debt trap

People’s propensity to enter into debt is enormous. This is already alarmingly high in most countries and it is growing at an amazing rate. Almost half South Africa’s consumers have a bad payment record – this means that they are more than three months in arrears with payments on their debt.

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Preserve your health

Good health throughout your life is the most precious asset you can have. It is no use having all the money in the world and be failed by your health. It also determines on how good you feel.

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Adjustment to changing events in life

Sooner or later all of us need to adjust to changing circumstances in our lives. We all tend to be creatures of habit and to be ‘set in our ways’ which makes adjustments to changing circumstances difficult

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The right live partner

Your choice of a significant other with whom you are going to share your life, is probably the most important decision you can ever take.

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