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Expert tips for enjoying life after 50


Do not lend money or sign surety for family and friends

The typical parent usually works his whole life to become financially independent. He and his spouse usually become dependent on their nest egg to look after them for the rest of their lives when he reaches retirement. His nest egg is therefore sacrosanct.

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A suitable place to live during your Prime Time

Make sure that you choose a place that you can afford. Usually, as you grow older, you scale down and you move to a smaller, more modest, place. It must fit your budget.

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The dangers of falling into a debt trap

People’s propensity to enter into debt is enormous. This is already alarmingly high in most countries and it is growing at an amazing rate. Almost half South Africa’s consumers have a bad payment record – this means that they are more than three months in arrears with payments on their debt.

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